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How It Works

How Markaba Works

Two connected journeys: the customer journey from verification to lease activation, and the investor journey that begins after the customer process and contract signing are completed.

Customer Journey

  1. Verification and Prequalification

    Verify identity and essential information and conduct an initial eligibility assessment.

  2. Vehicle Selection

    Select the preferred vehicle and complete the application and driver information.

  3. Assessment and Credit Decision

    Complete the required verification and credit assessment and issue the final decision.

  4. Offer and Confirmation

    Present the auto-lease offer to the customer for review and confirmation.

  5. Electronic Signature

    Complete the required documents and sign the contract electronically.

  6. Funding and Fulfilment

    Complete the funding process and the vehicle-related fulfilment activities.

  7. Delivery and Lease Activation

    Deliver the vehicle and activate the auto-lease contract.

  8. Ongoing Servicing

    Manage the contract, payments, and relevant services throughout the financing period.

Investor Journey

After the customer process and contract signing are completed, an eligible financing opportunity may be presented to investors, subject to platform terms, eligibility requirements, and applicable regulations.

  1. Investor eligibility verification

  2. Review eligible opportunities

  3. Review opportunity information and risks

  4. Select an opportunity

  5. Complete funding

  6. Monitor portfolio and contract performance